Honestly, I get where you’re coming from—the whole “agreed value” thing can be a bit intimidating at first. From what I’ve seen, most classic car poli...

I get where you’re coming from about the paperwork paranoia, but honestly, I think it’s a bit overkill to keep a binder for every little thing—unless ...

I’ve noticed the same thing—sometimes just seeing a steering wheel lock or even a clutch pedal lock is enough to make someone move on. I do wonder, th...

I’ve actually run into this with Progressive after a bit of a rough winter. I used their roadside help three times in about six months—two lockouts an...

That made me laugh—so true. I’ve had that exact look from a DMV clerk, like I was trying to pay with Monopoly money or something. But honestly, is it ...

I get what you mean about it being complex—insurance always feels like it's got layers on layers. But I’m not sure it’s just about "insurers adjusting...

Pretty sure that's just an old myth. I've had a bright red sedan for years and my insurance never budged based on color alone. It's mostly about make,...

Yeah, liability's one of those things you don't really think about until something happens. Ever looked into uninsured motorist coverage too? Might be...

I've had mixed experiences, honestly. When I had to deal with my SR-22 a couple years back, going through one of the big national companies felt like ...

Haha, yeah, those Delaware deer can really mess with your braking habits. I've been using one of those tracking devices for about a year now, and I ag...

Yeah, I definitely factor in the car's age and value. When my car was brand new, I stuck with a lower deductible because even minor repairs were price...

Insurance companies can be weirdly picky about mods. A few years back, I upgraded my tires for better winter traction—seemed like common sense, right?...

Good points raised here, especially about the delays in repairs. Do you think insurers factor in not just the wait time but also the higher shipping c...