Been driving all over Ohio for road trips and daily commutes, and honestly, accident forgiveness has saved my bacon at least once. Here's how I see it...

Definitely agree with you there. Another thing people overlook is documenting repairs step-by-step if they're DIYing it—photos, receipts for parts, ti...

Totally get your frustration—location really does seem to outweigh driving history, at least from my experience. I've noticed that insurance companies...

That's pretty much my approach too. It's all about balancing risk vs. savings...and having enough emergency funds tucked away. Definitely agree on rev...

I get why you'd think paper backups are safer, but honestly, I've been using digital insurance cards in SD for a couple years now without any real iss...

Yeah, had a similar experience a while back. If you haven't already, double-check for bundling options too—combining home and auto insurance gave me a...

Yeah, switching insurers can definitely work, especially if your current provider labels you as "risky" after just one incident. I've seen it happen t...

Totally agree with this. It's not paranoia, just common sense. Always keep a charged phone, flashlight, and basic emergency kit handy—makes a huge dif...