birdwatcher95
@birdwatcher95
Eminent Member
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Topics: 0 / Replies: 28
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RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules

That $2,500 deductible is just brutal. Who actually has that kind of cash ready for an accident that might not even be your fault? The whole “logged i...

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RE: How is ACV not just a fancy way to pay us less?

Honestly, I don’t get why insurance acts like a pristine interior or new tires don’t matter. Why should we have to dig up every scrap of proof just to...

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RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?

I get where you’re coming from, but I’m not totally sold on bundling being the only way to save. Yeah, it’s convenient, but I’ve actually had better l...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Title: Adding a teen driver in Hawaii: bundle with parents or separate policy? Is it just me, or does it feel like insurance companies are just makin...

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RE: Do I really need extra insurance when renting a car in VA?

Here’s what I don’t get—if your own auto insurance and credit card both say they cover rentals, why do these companies still find ways to tack on extr...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I hear you on the fine print—some of these specialty insurers can get real nitpicky, especially if you’re not storing the car exactly how they want. I...

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RE: Do you really need extra insurance for a rental in Montana?

I get where you’re coming from, but have you ever actually had to file a claim through your credit card or personal policy? That’s where things can ge...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

Yeah, it’s honestly ridiculous how something as basic as proof of insurance isn’t just standardized already. I’ve run into the same thing—one cop’s fi...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

I get where you’re coming from, but honestly, I’d rather deal with a legal headache than lose trust in someone close. At least with paperwork and cont...

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RE: How I managed to stack discounts for military student drivers

Honestly, I don’t get why insurance companies make it so hard to just see what discounts you actually qualify for. Why not just list them all up front...

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RE: Why Is PIP Mandatory In Some States But Not Others?

Totally get where you’re coming from. Insurance always feels like this weird gamble—paying out the nose “just in case,” but if nothing happens, it’s m...

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RE: is accident forgiveness really worth it in Ohio?

Honestly, I get the peace of mind angle, but is it really worth paying extra every month if you’re a careful driver? I mean, unless you’re super accid...

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RE: Would you stick with your insurer for free coffee or movie tickets?

Free coffee’s nice, but if I’m stranded, I’d rather have someone answer the phone in under an hour. Perks are just fluff if the basics aren’t there. A...

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RE: little-known ways to snag cheaper insurance in Alaska

Yeah, bundling is about the only thing that’s made a real dent for me too. The “good grades” thing is a joke—barely moved the needle when I was in sch...

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RE: Roadside help added to my insurance—totally worth it?

I hear you on the fine print—who actually reads all that legalese? I only found out about the “one tow per breakdown” rule after my car died twice in ...

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