Car insurance discussions and local services.
birdwatcher65
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Topics and replies this member has contributed.
RE: Getting Cheaper Car Insurance by Proving You Drive Less
Couldn’t agree more - loyalty doesn’t mean much to these companies. I used to think sticking with one insurer would pay off, but nope… just kept seeing my rates inch up for no real reason. I’m with you on the odometer pi...
RE: Finding decent car insurance deals on the islands - my step-by-step
I hear you on the rental coverage. I used to think it was just another sneaky way for insurance companies to squeeze a few extra bucks out of us, but after my last fender bender, I changed my mind real quick. My car was ...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Man, you nailed it with the “scavenger hunt” thing - sometimes I feel like I’m digging for buried treasure that may or may not even be there. I also learned about that mature driver discount from a friend, never saw it o...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
I get where you’re coming from about tickets not making a huge difference at first, but I’ve actually seen rates jump after just one. Maybe it depends on the company or even the state? My cousin got dinged for a stop sig...
RE: Car insurance in Wyoming: who actually treats you right?
I get what you’re saying about local agents, but honestly, I haven’t noticed much difference. My last claim, the agent was super friendly but still couldn’t speed things up. It was all about the adjuster and the main off...
RE: Classic car insurance and the annual mileage cap - worth it?
Yeah, I get what you’re saying. I used to stress about the mileage cap too, but honestly, I barely put 2,000 miles a year on my old Mustang. It’s mostly Sunday drives and the odd cars & coffee. The cap’s never been a...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Insurance companies really do have a wild imagination sometimes. Air freshener as a mod? That’s a new one for me - next thing you know, they’ll want to know if you swapped out your cupholders. I get the whole receipts th...
RE: Lowball insurance estimate - worth fighting or just let it go?
I totally get what you mean about the “character” thing - my last car had a dent I just started calling a “feature.” But then when I traded it in, the dealer definitely noticed. Has anyone actually gotten a decent bump i...
RE: Rental car insurance: worth it or just a money grab?
Rental Car Insurance: Worth It Or Just A Money Grab? I hear you on the “peace of mind” thing. I used to be a skeptic, thinking it was just another way for rental companies to squeeze out a bit more cash. But after my la...
RE: anyone else feel like AAA insurance isn't what it used to be?
Honestly, I get the hesitation with those newer roadside apps, but I actually tried one (HONK, I think?) when my battery died last winter. Wasn’t sure what to expect, but they got someone out in like 25 minutes - way fas...
RE: Confused about insurance rules in South Dakota - help me figure this out
Yeah, I totally get what you mean about the unpredictability. Sometimes it feels like you need a secret handshake just to get a straight answer from these shops. I’ve had both - one place was super chill and worked with ...
RE: little-known ways to snag cheaper insurance in Alaska
Seriously, I’ve got a whole folder of quotes and renewal notices just to keep things straight. I totally agree about the deductible thing - my cousin learned that the hard way after a moose ran into her truck outside Pal...
RE: Medicare Advantage vs. Medigap: which one actually works better?
Couldn’t agree more about the “peace of mind” thing - Medigap’s like a good set of brakes, you hope you don’t need them but you want them to work if you do. I’ve got Plan G too and yeah, the premium hikes are annoying, b...
RE: is accident forgiveness really worth it in Ohio?
Yeah, I totally get the peace of mind angle, but I’ve always felt like accident forgiveness is a bit of a gamble. I drive pretty cautiously and haven’t had an accident in over a decade, so paying extra just feels weird t...
RE: stuck between Geico and Progressive in NY, thoughts?
I totally get the phone anxiety - mine’s always at 20% when I need it most. I’ve had both Geico and Progressive too, and honestly, the customer service thing is huge for me. Fast help beats a fancy app, but those surpris...