benscott356
benscott356
@benscott356
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Topics: 0 / Replies: 11
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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Yeah, I get the weird looks too. Laminated cards just seem to make cops suspicious for some reason, even if it’s just to keep the thing from falling a...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Honestly, paperwork sucks but paying thousands out of pocket sucks way more. I’d rather fill out a few forms than risk my bank account getting wrecked...

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RE: Why does picking a deductible feel like a weird gamble?

Yeah, I get where you’re coming from. I’m still pretty new to driving, but even with my not-so-classic Civic, I went with a higher deductible too. The...

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RE: Bundling insurance with USAA: worth it or just hype?

Bundling with USAA used to seem like a no-brainer to me, but after a couple years, I noticed the same thing—those “discounts” don’t always add up. I g...

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RE: Do you really need extra insurance for a rental in Montana?

Honestly, Montana weather doesn’t mess around. I had a buddy who slid into a fence on black ice—insurance said the same thing about “conditions.” It’s...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

Yeah, insurance claims can get weirdly intense over the smallest stuff. I had a buddy who tried to claim for a cracked phone charger after a fender be...

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RE: is accident forgiveness really worth it in Ohio?

Honestly, I don’t get the hype either. If they can still raise your rates for “market factors,” what’s the point of paying extra? Has anyone actually ...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

Honestly, I don’t get the hype about loyalty perks either, but I’d rather have an insurer that actually pays out and doesn’t jack up my rates after a ...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Yeah, learned that lesson the hard way myself. Thought I'd be clever bumping up my deductible to save cash... then scraped a pole in a parking lot. En...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Farm Bureau definitely seems more tuned into the classic car scene from what I've seen. State Farm isn't bad, but they tend to lump older cars in with...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I get your logic, but honestly, as someone pretty new to driving, I see it differently. Sure, stashing cash yourself sounds smart in theory—but realis...

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