Yeah, that's spot-on. My insurer knocked a bit off when I showed them my garage setup and mentioned my car club membership. Not huge savings, but hey,...

I've actually gone the smaller insurer route after a speeding ticket—not a DUI, but still relevant. Honestly, I didn't find them any more forgiving on...

Had a similar issue last summer—my windshield got chipped near Denali, and it wasn't cheap to fix. From what I've seen, insurers usually hike premiums...

Interesting points, but honestly, tracking apps aren't always that intrusive—it depends on the insurer and how they handle data. I've been using one f...

Had accident forgiveness on my policy for a couple years, never thought I'd need it... until someone backed into my parked Audi at a coffee shop. Dama...

Good points about weather and elevation, but honestly, I've found the regen downhill isn't always as helpful as people think. On a recent mountain dri...

I've gone both ways, but with my current car (higher-end model), I prefer a lower deductible. Repairs can get pricey fast, and I'd rather not stress a...

Had a similar experience myself. Liberty Mutual was great with claims when I had my Audi repaired—no hassle, quick approvals—but the premiums kept cre...