bellam78
bellam78
@bellam78
Eminent Member
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Topics: 0 / Replies: 21
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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Yeah, I’ve had that happen too. Tried showing my phone once and the cop just stared at me. Now I keep a paper copy in the sun visor and another in my ...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Yeah, I get where you're coming from. I’ve had a couple of “hard brake” alerts pop up just trying to avoid a raccoon or something in the middle of the...

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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

I get that, but I always wonder—if you have a couple of tickets or an accident on your record, does the rental company’s insurance actually cover you,...

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RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?

I’ve had that “tiny scratch” thing happen—one time they tried to ding me for a mark I swear was already there. Now I always take pics and a quick vide...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Totally get that. I’ve been burned by insurance fine print before, and it’s not fun. I’m always looking for ways to save, but honestly, with my drivin...

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RE: Do you really need extra insurance for a rental in Montana?

I get why people go for the extra coverage, but honestly, I usually skip it unless I’m somewhere really remote. My regular insurance plus my credit ca...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Yeah, insurance loves to play hide and seek with those “permissive use” rules. I tried to save a few bucks by not adding my roommate, but after a mino...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Honestly, this whole insurance maze is wild. I looked into the rideshare thing a while ago because, let’s just say, my driving record isn’t exactly sp...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, that’s exactly how it feels. Insurance just loves to pass the buck when it’s not crystal clear. I’ve been there too—ended up paying out of pocke...

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RE: Why can’t I use my points AND a coupon at checkout?

Yeah, that’s the worst part. I’ve had to just accept sometimes I won’t get the best deal, even after checking the fine print. It’s like they want us t...

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RE: Confused about Illinois car insurance rules—anyone else?

I hear you on the backup card—cheap insurance for a headache, honestly. I’ve had my phone die at the worst times, and I’m not risking a ticket just to...

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RE: saving cash on insurance when you're young and broke

Yeah, I get what you mean. Those trackers sound good in theory, but if your car’s older or you drive in messy traffic, it’s almost impossible not to g...

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RE: Roadside help added to my insurance—totally worth it?

Yeah, those mileage caps are sneaky. I got burned once when my battery died at a rest stop—turns out my “unlimited” plan only covered 15 miles of towi...

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RE: lent my car to a friend, insurance got messy real quick

Yeah, family vs. friends can definitely matter. When my sister stayed with me for a month and borrowed my car occasionally, I called my insurer just t...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

I've always been pretty skeptical about defensive driving courses myself—mostly just saw them as hoops to jump through for insurance discounts. But af...

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