Honestly, I’ve wrestled with this myself. Years ago, I let a friend borrow my car for a weekend trip—never thought twice about it because of the whole...

Honestly, I get the urge to document everything, but sometimes I wonder if we’re overcomplicating it. I’ve had insurance step up without a mountain of...

That’s exactly my issue with these apps—they don’t always account for real-world driving. I get that insurance companies want data, but sometimes it f...

I’ve run into the same thing with my old Accord. Babied it for years, kept every service record, even had a binder with photos. When it got rear-ended...

I ran into the same nonsense with my ‘77 Firebird after a custom interior job. The adjuster tried to argue that replacing cracked vinyl with leather “...

I've noticed the same thing, actually. A couple years back, I showed a digital insurance card to an officer near Aberdeen, and he looked at me like I'...

That's pretty much been my experience too. Accident forgiveness sounds reassuring, but honestly, I'd rather stash that extra premium away myself—just ...

Haha, glad I'm not alone in the paranoia. I've been driving for decades and still approach SR-22 paperwork like it's a ticking time bomb. Every year I...

I've noticed something similar lately. GEICO was my go-to for years because their rates consistently beat out competitors, but recently when I shopped...