Car insurance discussions and local services.
becky_lopez3042
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RE: Choosing between basic liability and full coverage for your first car - what did you go with?
Title: Choosing Between Basic Liability and Full Coverage for Your First Car - What Did You Go With? Honestly, I get the peace of mind thing, but for me, there’s a point where it just doesn’t add up. Like, if my car’s w...
RE: Choosing between basic liability and full coverage for your first car - what did you go with?
Honestly, I get the logic, but I went full coverage on my old Civic just for peace of mind. Yeah, it cost more than the car was worth, but after my cousin’s “mystery tree branch” incident, I got paranoid. Sometimes overp...
RE: Dealing with car insurance headaches in MA - any tips?
Car insurance in MA is a whole circus, honestly. I’m still new to the whole thing, but your “agent lottery” description is spot on. I had one guy tell me my rate would go down if I “just kept driving carefully” - like, t...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
Title: Getting Lost in the Maze of Uber and Lyft Insurance Rules - Been there, done that, still got the receipts. - Last semester, I was doing food delivery (not rideshare, but same circus, different clowns). Got rear...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Honestly, I get the stress, but I’m still rolling the dice with permissive use for now. My friends barely drive my car - mostly because it’s a stick and they’re terrified. If it’s just once or twice, I’d rather risk the ...
RE: Why California’s minimum car insurance might not be enough
Not totally sure I buy that insurers always let UM claims slide. My cousin got rear-ended (not his fault), used UM, and his premium still crept up at renewal. Maybe it’s just the luck of the draw or depends on the compan...