Yeah, the “acts of nature” thing is wild—literally. I once had a palm frond spear the hood of my old Civic during a windy night. Thought it was covere...

Yeah, I hear that. Had a run-in with a deer last winter and the big-name company just bounced me around on hold for ages. My buddy with a local agent ...

CLASSIC CAR INSURANCE AND THE ANNUAL MILEAGE CAP—WORTH IT? I hear you on the “rationing fun” thing. I tried the mileage cap for a year and it just di...

Honestly, I learned the hard way that not telling the tow guy about my aftermarket alarm was a mistake. He spent a good 20 minutes poking around befor...

Yeah, I’ve noticed the same thing. When my old Civic got sideswiped, the first number they gave me was laughable. I pushed back, sent them a couple qu...

Honestly, it feels like that sometimes. I’ve had adjusters try to nitpick over the dumbest stuff—one even questioned a timestamp on a photo because it...

Yeah, I'm with you on warranties feeling like an upsell half the time. Had a buddy whose Tesla battery suddenly died—insurance actually stepped in und...

I hear you on the snack zone thing—my backseat looks like a battlefield half the time. Tried upping my deductible once too, thinking I'd save some cas...

Yeah, learned that lesson the hard way myself. Once had my phone slip right between the seats during a stop—couldn't reach it without looking sketchy,...