beargamer
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RE: finally found an insurance company in CA that doesn't drive me nuts
Totally agree with doing your homework first... learned that the hard way when I restored my '68 Mustang. Had to dig deep into policies to find covera...
RE: bumped someone's car lightly, no visible damage—should I report?
Haha, you're definitely not alone there... Insurance can feel like a maze sometimes. From my experience, even minor incidents can trigger premium hike...
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