I’ve always wondered if those “extras” like accident forgiveness are really worth it, or if they’re just a way to soften the blow of higher premiums. ...

I get where you're coming from—no sense overcomplicating it. Still, I always wonder what happens if you’re in an accident out of state and the cop ins...

Good point about the deductibles. I've done that myself—upped mine from $250 to $500 a few years back and saw a decent drop in my monthly payments. Ju...

Interesting points, especially about the sporty cars... makes me wonder if anyone's noticed a difference in how AAA handles claims for older vs. newer...

I've always wondered, does anyone know if insurers in Idaho treat first-time DUI offenses differently from repeat ones when it comes to premium hikes?...

Interesting take, but aren't temp policies usually pretty clear about what's covered and what's not? I've used them a few times and never had issues—m...

Yeah, specialty insurers can be tricky...have you checked if your current insurer offers any forgiveness programs or discounts for completing a defens...