bailey_moore
bailey_moore
@bailey_moore
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Topics: 0 / Replies: 19
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RE: What happens if your rideshare app is between trips and you get into an accident?

That “gray area” is a nightmare. I once had my app on while grabbing coffee, thinking I was being productive. Some guy sideswiped my car in the drive-...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Honestly, I think you’re spot on with the “old-school” approach. There’s something to be said for having a backup that doesn’t rely on battery life or...

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RE: Confused about insurance rules in South Dakota—help me figure this out

I’ve definitely had that moment where I’m frantically trying to pull up my insurance app with 1% left, praying the screen doesn’t go black. Once, I ha...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

I’ve actually seen someone bounce back after a trust issue, but it took some time and a lot of humility. In the family car crowd, people seem to have ...

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RE: How do they actually decide when a car is “totaled”?

Never fails—just when you think new tires or a shiny brake job will boost your payout, the adjuster shrugs and points at their spreadsheet. I’ve had s...

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RE: Little-known trick with Progressive’s roadside help

I hear you on the hidden key thing—my uncle once tried the “magnetic box under the wheel well” trick and, surprise, his car was gone the next morning....

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RE: Struggling to find affordable car insurance after a few tickets—any tips?

Totally relatable story with the Mustang—those classic rides seem to come with built-in radar magnets, don't they? I had a similar experience, though ...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Good points there, but honestly, the defensive driving course saved me more than just the discount. I mean, sure, bundling helps, and bumping up your ...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Haha, I totally get what you're saying about the stale coffee and endless slideshows. But honestly, one thing from my defensive driving course actuall...

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RE: Quick Tips for When Your EV Leaves You Stranded

I totally get the peace-of-mind angle, and honestly, I've been there myself—stuck in traffic for hours because of some random accident or weather even...

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RE: Ever had to deal with car insurance claims in SD? Quick poll

Had a similar close call with hail near Rapid City—luckily dodged the bullet (or ice chunk, rather). Makes me wonder, has anyone actually had luck cla...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Tell me about it... Last time I tried to clarify parking rules for my '68 Mustang, I practically needed a law degree. Anyone else feel like these new ...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Haha, that's spot-on. I tried one of those apps for about a week, and it felt like having an overly critical driving instructor again—minus the clipbo...

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RE: is accident forgiveness really worth it in Ohio?

We went through something similar when our son started driving. At first, I thought accident forgiveness was just another gimmick too—insurance compan...

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RE: is accident forgiveness really worth it in Ohio?

I get your point about the fine print—it's usually right there, but who actually reads it until something happens? A couple of years ago, I was debati...

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