bailey_baker
bailey_baker
@bailey_baker
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Topics: 1 / Replies: 15
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RE: Do you really need extra insurance for a rental in Montana?

Honestly, those rental agents could sell sand in the desert. Every time I’m at the counter, they make it sound like not getting their insurance is rol...

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RE: How picking a “boring” car turned into a wallet win

Totally get it. I used to think I’d never settle for a “plain” car, but after my last sporty hatchback started eating up my paycheck with repairs and ...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

Right there with you. I tried Root for a while, and they dinged me for “hard turns” in my neighborhood. There’s a four-way stop every block—what am I ...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Yeah, I get what you mean about the trackers. Tried one a couple years back when my insurer promised a “discount.” Ended up getting flagged for “hard ...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Paper in the glovebox is still king for me. I’ve had my phone freeze up or die at the worst possible times—never fails, right when you need it. The ap...

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RE: How do they actually decide when a car is “totaled”?

Honestly, insurance barely cares about your mods unless you’ve jumped through all their hoops and paid extra. It’s frustrating—dump a few grand into u...

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RE: Why does picking a deductible feel like a weird gamble?

Yeah, it’s like the second you pick that higher deductible, your car becomes a magnet for stray shopping carts. I’ve run the numbers too, but man, som...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Not gonna lie, I’ve been side-eyeing that annual fee lately, too. Used to feel like a no-brainer, but now I’m wondering if it’s just nostalgia talking...

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RE: Deductibles and premiums—what's the real deal?

Had a similar wake-up call last year. Went with a $1,000 deductible to save a few bucks, then a deer decided to play chicken with my Civic. Ended up p...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Had the same thing happen—got marked down for “aggressive” braking when a deer jumped out. Not much I could do about that. Honestly, I get why they us...

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RE: little-known ways to snag cheaper insurance in Alaska

Yeah, those telematics apps just don’t get what driving up here is like. I’ve had the same issue—winter driving kills my “safe driver” score every yea...

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RE: My insurance nightmare in Rhode Island traffic court

Yeah, it’s wild how much they lean on zip codes. I’ve looked into switching companies and it barely makes a difference—everyone uses the same data. Fe...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Same here. One minor fender-bender and suddenly I'm some reckless driver? Switched to a smaller local insurer last year—way cheaper, no hassle, and co...

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RE: Insurance only approved part of my claim—now what?

Requesting a second evaluation might help, but honestly, it doesn't always work out. I had a similar issue last year—photos, repair estimates, the who...

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RE: anyone else fed up with insurance claims hassle in WV?

Been there, done that... insurance companies love dragging their feet. Took me almost two months last year—felt like pulling teeth. Keep pushing them ...

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