Car insurance discussions and local services.
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RE: What happens if your rideshare app is between trips and you get into an accident?
You’re not kidding - sometimes I think insurance policies are written in a secret code just to keep us on our toes. Out of curiosity, has anyone actually had to file a claim during that “between trips” period? I’ve seen ...
RE: Why does insurance cost more in Houston than Austin or Dallas?
That’s pretty much the story of Houston insurance. Doesn’t matter if your car spends more time in a garage than on the road - if your neighbor’s out there playing bumper cars without coverage, you’re still footing the bi...
RE: Classic car insurance and the annual mileage cap - worth it?
Honestly, the mileage cap feels like a diet - you know it’s good for your wallet, but you’re always thinking about what you can’t have. I’ve seen some policies that let you “buy” extra miles mid-year, but it’s not always...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
That’s the understatement of the year. I’ve seen folks come in after a fender bender thinking their “full coverage” means they’re golden, only to find out their UM/UIM limits barely cover a trip to the ER, let alone a ne...
RE: How I managed to stack discounts for military student drivers
Couldn’t agree more - dealers are fantastic at selling optimism, but not so great at underwriting risk. I’ve seen folks with spotless records get a break for “student driver” or “military,” but one speeding ticket and po...
RE: WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?
Filing a total loss claim really does feel like being back in school - except instead of a gold star, you get a stack of forms and maybe a payout if you’re lucky. I totally get what you mean about the paperwork. You said...