AutoShield_Alex
@autoshield_alex
Eminent Member
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Topics: 0 / Replies: 25
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RE: What happens if your rideshare app is between trips and you get into an accident?

I looked into this when I first started thinking about driving. The whole “Period 1” thing made me nervous, honestly. I read my policy a few times jus...

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RE: How did you feel after your first accident and dealing with insurance?

Honestly, I felt pretty overwhelmed after my first accident. I’d just bought my policy a few months before, so I had no clue what to expect—just knew ...

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RE: Would you risk a higher deductible to lower your insurance bill?

Totally get where you’re coming from. I’m new to all this and honestly, the idea of a big deductible freaks me out a bit. I keep thinking, what if som...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Honestly, stories like this make me super nervous about even starting rideshare. I get that records help, but it seems like the real issue is the insu...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, I’ve noticed the same thing with AAA lately. I just got my first policy a few months ago, and honestly, I picked them because everyone said they...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, I’ve heard that too—just having the app open can count as “commercial use.” It’s honestly kind of stressful. I’m super careful now and double-ch...

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RE: Do you really need extra insurance for a rental in Montana?

Extra Insurance Seems Worth It in Montana That’s exactly the kind of thing I worry about. I’m actually looking at renting for the first time in a pla...

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RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?

Yeah, that’s what’s got me paranoid lately. I just got my first insurance policy and now I’m seeing risks everywhere—scratches, theft, meteor strikes,...

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RE: Insurance paid way less than what it cost me to replace my roof

Reading this makes me feel a bit better about my own situation. I'm new to dealing with insurance and honestly, the whole process feels overwhelming. ...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Just went through this myself. No tickets or accidents yet (knock on wood...), but even with a clean record, the military discounts weren't as big as ...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

I'm glad you mentioned the accident forgiveness thing—I was considering it, but it always seemed a little too good to be true. Makes sense they'd stil...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Good point about discipline. I'm still figuring out my comfort zone with deductibles—went lower for now since I'm new to insurance and don't have a bi...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, that's exactly why I've been leaning toward a bigger insurer myself. I'm new to the whole insurance thing, but from what I've gathered, smaller ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, I tried DriveEasy briefly and it stressed me out way too much...felt like I was taking a driving test every day. Snapshot sounds better, but hon...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

I've been considering splitting mine too, but honestly, the thought of managing two separate policies makes me a bit uneasy. Seems like it could get m...

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