- Totally get where you're coming from. Those sites are a decent ballpark, but I never take them at face value. - Even with a clean report, I've seen ...

Here’s the thing—getting dropped after a single minor claim is pretty rare, especially with the bigger carriers. Usually, it takes a pattern: multiple...

Agree with you there, but a couple things to keep in mind: - Accident forgiveness usually covers just your first at-fault accident. After that, you're...

Good points all around, but from what I've seen, it depends heavily on your own situation and driving history. A couple years back, I switched from a ...

- Totally get the cash thing, but I still prefer cards for bigger purchases—just feels safer overall. - Had a similar issue once where someone tried b...

Definitely agree with you on location factors—insurers do look closely at local accident data, theft rates, and even things like street lighting or in...

Honestly, I'd be careful about tweaking coverage too much just to save a few bucks. Seen way too many cases where folks cut corners on coverage limits...