Car insurance discussions and local services.
athlete53
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Topics and replies this member has contributed.
RE: Is gap insurance worth it for new cars in Hawaii?
I totally get where you’re coming from. I’ve never actually had to use gap insurance myself, but I’ve always wondered if it’s just one of those things that sounds scarier than it is. Like, you hear horror stories about s...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
I get where you’re coming from - insurance companies can get real nosy when something goes sideways. I’ve always wondered, though, how strict are they about that “permissive use” thing in MN? Like, if it’s a one-time thi...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
I totally get where you’re coming from. I tried using their app too, and it just kept freezing up on me. Ended up having to re-enter my info twice, which was super annoying. I mean, I like the idea of doing everything on...
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
I totally get the “bundle and save” skepticism. Sometimes it feels like the only thing getting bundled is my money into their pockets. When my nephew got his license, my sister tried to put him on her old Corolla thinkin...
RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?
Yeah, I’m with you on the backup thing. I’ve had my phone die right when I needed to pull up a receipt, and then I’m just standing there feeling awkward. But at the same time, paper gets crumpled in my bag or coffee spil...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
That’s honestly the vibe I trust too, but I’ll admit I kinda like having both options. I’ve had State Farm for years - my agent’s local, but their app’s saved me a couple times in the city. Out in the sticks though? Noth...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
I didn’t even realize you could upgrade the tow limit on insurance until recently. Do they actually send out their own trucks, or do they just contract local companies like AAA does? I’ve only ever had AAA show up, so I’...
RE: Why does picking a deductible feel like a weird gamble?
Picking a deductible really does feel like betting on yourself, doesn’t it? I remember when my previous car - a ‘03 Corolla with more quirks than features - started making this weird rattling noise. I thought about switc...
RE: Why does picking a deductible feel like a weird gamble?
Yeah, I totally get that weird gamble feeling. It’s like, do you want to pay more now or risk paying a lot later? I’ve tried the “save the difference” thing before, but honestly, sometimes that money just disappears when...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, I totally get what you mean. Used to feel like AAA was this magic safety net - now it’s more like rolling the dice. I had a flat tire last winter and waited almost two hours, which never used to happen. Do you thin...
RE: Why does picking a deductible feel like a weird gamble?
Honestly, I totally get that. There’s something comforting about knowing you won’t get hit with a big bill out of nowhere, especially with how unpredictable parking lots can be. I’ve had my fair share of mystery dings an...
RE: Why can’t I use my points AND a coupon at checkout?
Honestly, I feel you on this. It’s like every time I think I’ve figured out the system, they switch it up. I’ve had cashiers just shrug and try both, and sometimes it works, sometimes not. Once, the manager came over and...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I’ve bounced around a couple times since moving to Kentucky and the rate swings are honestly wild. My last place was just a few miles down the road and my premium shot up for no reason I could figure out - maybe it’s zip...
RE: is accident forgiveness really worth it in Ohio?
I get what you’re saying about the “probation” period. That’s always bugged me a little - like, you pay for accident forgiveness, but then if you actually use it, you have to wait years before it’s available again? Feels...
RE: Finding decent car insurance in Delaware without losing your mind
I’ve noticed the same thing - every time I get a new quote or bill, there’s some random fee tacked on. Last time it was a “document processing fee” for $45. I mean, what are they processing, exactly? Has anyone actually ...