That’s honestly been my experience too. Once you move past the “jumpstart and tow” level, it’s all about who can get you to the right place fastest. I...
I get where you’re coming from, but I’ve seen people get burned by skipping the extra insurance—usually when something dumb happens, like a rock chips...
Yeah, I see your point. With kids and daily commutes, stuff just happens—doesn’t matter how careful you are. I tried the high deductible route once th...
I hear you on the exclusions—some of them are so specific it feels like they’re just looking for ways not to pay out. I once had an agent tell me “act...
That’s exactly it. The fine print is where they get you—half the time, “comprehensive” ends up meaning “comprehensive except for the stuff you actuall...
I bumped my deductible up last year thinking I’d pocket some real savings, but honestly, the premium barely dropped. Ended up stressing every time I h...
Medigap premiums are like the price of gas—never seems to go down, just keeps inching up every year. I’ve had Plan G for a while now, and honestly, th...
I get wanting to take a chance, but honestly, I’d rather not risk it with these newer cars. Too many “smart” features just end up making things more c...
Yeah, it’s wild how much paperwork and “just in case” stuff you have to do for a car you barely drive. I get the point of the rules, but sometimes it ...
Couldn’t agree more. I stuck with my insurer for years thinking loyalty would pay off, but all I got was higher bills. The so-called perks never made ...
I get the appeal of digital backups, but I’ve had my phone die at the worst possible moment—like right when I needed to show proof of insurance. Not f...
I get your point, but honestly, involving insurance over every minor bump can sometimes backfire. Happened to me once—reported a tiny scratch just to ...
While I understand the appeal of prioritizing claims handling, especially given the chaos of NYC traffic, I'm not entirely convinced that paying extra...
Temporary coverage can be useful, but honestly, it's situational. If you're borrowing a car regularly or for longer trips, it might make sense. But fo...