That's actually a pretty solid tip, though I'd be careful about assuming comprehensive-only is always the best move. I've seen cases where people thou...

You're onto something there. I've seen reps genuinely frustrated by their own company's red tape—it's like their hands are tied even when they want to...

Haha, you'd be surprised what people try to claim. Moose drool might be pushing it, but I've seen stranger things approved (and denied). Honestly thou...

Yeah, reporting's usually the safer bet. I've seen cases where even minor bumps mess with alignment sensors or radar systems—stuff you wouldn't notice...

Good points overall, but honestly, insurers aren't always skeptical just to be difficult. You'd be surprised how often people exaggerate minor inciden...

You were pretty thorough, but honestly, insurers giving out exact clauses isn't always as reassuring as it sounds. I've seen cases where the policy wo...

Yeah, I get your point about roadside assistance being handy, but honestly, it depends on your driving habits and location. If you're mostly city-driv...

Definitely agree with this. I've seen insurers rely heavily on their own internal stats, which aren't always transparent or intuitive. Sometimes two t...

Yeah, smoother driving habits definitely help, but honestly, insurers can be pretty quick to slap that "risky driver" label on someone after just one ...

Honestly, those apps aren't as sensitive as you might think. I've tested a couple out, and while they're not perfect, they can usually tell the differ...

I've handled plenty of claims where folks thought they'd be fine with higher deductibles and ended up regretting it later. Sure, , but accidents happe...

Yeah, calling directly does tend to be quicker—at least initially. But honestly, I've seen online claims handled just as efficiently, sometimes even f...