I tried that after my second fender bender, but honestly, half the time I forget to take the photo or can’t remember which folder it’s in. Maybe I’m j...
Yeah, I hear you on the telematics thing. Tried one of those apps last year after my rates shot up (not proud of it, but a couple tickets and a fender...
Honestly, I get why people say to document everything, but sometimes it feels like insurance companies are just looking for any excuse to drag things ...
Honestly, as someone who’s had more than a few “oops” moments behind the wheel, I’m pretty skeptical about high deductibles. I get the logic—save a bi...
Mileage caps always make me nervous, too. I tried pay-per-mile once, thinking it’d be more flexible, but honestly, it ended up being just as much of a...
Honestly, I’ve had both Geico and Progressive in NY, and neither one’s perfect—especially if you’ve got a couple dings on your record like me. Geico w...
Couldn’t agree more. I’ve had “full coverage” and still got burned when my windshield cracked—turns out that’s a separate add-on. The exclusions list ...
SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? I’ve been burned by this exact thing before. I used to just grab the first quote that looked even h...
Honestly, I get where you’re coming from. I’ve had similar luck—waited forever, then the tow truck guy couldn’t even find my car. Still, I keep it bec...
Man, I hear you on the “actual cash value” trap. It’s wild how fast a roof can go from “solid” to “worthless” in the eyes of an insurance adjuster. I’...
Honestly, I've always been a bit skeptical about these "special discounts," military or otherwise. A few years back, I was convinced my student discou...
Yeah, I get your point about waiting a bit before shopping around. But honestly, in my experience, insurers tend to jack up rates pretty drastically r...
Yeah, totally agree with this. I've had my fair share of run-ins with insurance companies (let's just say my driving record isn't exactly spotless...)...
Honestly, I've bounced around insurers a lot (speeding tickets don't exactly help...), and from what I've seen, military discounts can be legit—but th...
Yeah, learned that lesson the hard way after a fender-bender...ouch. Still, might check out that defensive driving course thing—never hurts to knock a...