That’s exactly what happened to me in Phoenix—thought I was all set, but then got hit with a “loss of use” charge after a fender bender. My insurer (n...
That’s pretty much where I land too, but I’ll admit I’ve been tempted to roll the dice. My old Civic was worth maybe $2,500 and I almost dropped comp/...
Yeah, that lines up with what I’ve seen too. I went through a hail claim on my last place, and even with a stack of photos, receipts, and a timeline, ...
I get where you’re coming from, but I don’t know if it’s always as strict as it seems. I’ve had my ‘72 Volvo on a classic policy for years, and while ...
Couldn’t agree more about the trackers being a little clueless in real-world chaos. I had mine ding me for “aggressive acceleration” when I was mergin...
DEDUCTIBLE CHOICE REALLY DEPENDS ON YOUR RISK TOLERANCE (AND LUCK) I get where you’re coming from—having that emergency stash definitely takes the ed...
Raising your deductible is gutsy but honestly, it’s one of the few things that made a real difference for me too. I totally get what you mean about te...
That’s wild about the wipers—I wouldn’t have guessed something that minor could be an issue. Makes me wonder how many other little mods could trip the...
Yeah, appraisal's definitely worth the upfront cost. A friend of mine had a similar experience with his old Camaro. He thought the standard insurance ...
I've experimented a bit with different gas brands over the years and, honestly, the differences I've noticed are pretty subtle. A while back, I switch...
That's definitely been my experience too. A few years ago, I had an old Mustang I was slowly restoring—nothing fancy, just a weekend project on a tigh...
Had a similar issue last summer—AAA took forever when my alternator went out on a road trip through Arizona. Temps were easily over 100 degrees, and s...
I get where you're coming from, but honestly, sometimes keeping a higher deductible still makes sense—even with older cars. A few years ago, I had thi...
Had a similar experience a couple years back when I lent my old Honda Civic to my roommate. He'd just started a new job and needed reliable wheels unt...
Totally get what you're saying about weighing the effort vs. reward. Had something similar happen with windshield damage—spent forever gathering paper...