- That’s interesting about the deductible jumping after a “discount”—I’ve had similar surprises with other companies, too. - I’m curious, did USAA e...

- Totally agree about “loss of use”—that’s the one that always gets overlooked. - - Been there. It’s a paperwork nightmare, and neither side want...

- That “loss of use” thing tripped me up too—never even heard of it until I got a bill after a fender bender in Vegas. - I’ve always wondered if any...

Totally get where you’re coming from. The whole “hard braking” thing drove me nuts too—like, I’m in city traffic, what do you expect? For me, the disc...