Definitely think location matters. Where I am, AAA’s been super reliable, but my cousin in a small town swears her insurance roadside is faster. I’d r...

Honestly, I lean toward keeping comp even as the car ages, especially with all the crazy weather lately. My minivan isn’t a collector’s item or anythi...

That’s exactly it. I’ve spent way too much time reading the fine print, just to find out at the register that “rewards can’t be combined with other of...

I get the frustration, but honestly, I’d still rather stick with a bigger company like AAA. We had a fender bender last winter and, yeah, it took a wh...

I hear you on the unpredictability—Ohio rates are all over the place. I’ve got a minivan and three kids, so I’m always weighing the “what ifs.” Accide...

That's solid advice, but I'd be wary of raising deductibles too high just to save a few bucks. Had a friend who did that, then ended up with a fender-...

Yeah, physical cards definitely feel safer to me too. Phones can die or glitch out at the worst possible moment—been there. Plus, handing over a paper...