That’s the part that always surprises people. You think you’re in the clear because your policy covers the main repair, then bam—$200 in “processing” ...
Those extra fees really do add up, especially if you’re renting for more than a couple days. But Montana’s a wild card—between the weather and wildlif...
That’s actually a smart approach—specialty insurers can be a game changer for high-end cars. I’ve seen folks get stuck with sky-high rates just becaus...
I get where you’re coming from, and I agree that some lesser-known companies can really deliver. But I’ve seen a few situations where folks went with ...
Honestly, you’d think “deer thing” would be a standard talking point in upstate NY, but it’s usually buried in the comprehensive section. Most folks d...
That “nearest qualified facility” thing really is the sticking point. I’ve seen people surprised by it more than once. The 15-mile limit can feel almo...
Peace of mind definitely has its value, so I get where you're coming from. Still, if you're mostly doing short commutes and rarely hitting the highway...
I see your point, but I'd caution against assuming that reporting minor incidents always leads to higher premiums. While it's true insurers can flag f...
I've noticed similar things myself. Military discounts can be great, but they're definitely not a guaranteed best deal. Had a client recently who save...
That's a fair point, though I'd say it's less about insurers looking for reasons to charge more and more about risk management. Insurance companies ba...
Totally agree—these new city regs seem well-intentioned but aren't exactly budget-friendly. From an insurance standpoint, I've seen clients get creati...
That's frustrating, but you're definitely not alone. I've seen plenty of small taps turn into surprisingly expensive claims down the road. Documenting...
Had a similar experience myself—went from a Mustang to a Corolla, thinking I'd see immediate savings. Turns out past speeding tickets linger longer th...
Completely agree with being cautious about raising deductibles, especially if your daily commute is rough. I've seen clients underestimate repair cost...
Good on you for taking the initiative to clarify those details—most folks don't realize how much fine print can vary between insurers. Missouri defini...