art362
art362
@art362
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Topics: 1 / Replies: 21
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RE: anyone else feel like AAA insurance isn't what it used to be?

I actually tried Honk once when my car battery died in a Taco Bell parking lot (of course it would happen there). Took about 40 minutes, which honestl...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Honestly, I get the “peace of mind” thing, but sometimes it feels like they’re just piling on fees. My cousin’s been driving for years and never neede...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Never had a claim denied myself, but my cousin did—her boyfriend borrowed her car for a grocery run, got rear-ended, and the insurance company dragged...

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RE: Do you really need extra insurance for a rental in Montana?

That’s so true. Last time I rented a car, the agent made the extra insurance sound like it was basically required—like, “You don’t want to get stuck w...

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RE: Insurance paid way less than what it cost me to replace my roof

I get what you mean about it not being intentional, but sometimes it really does feel like they’re hoping people just throw in the towel. I remember w...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I totally get what you mean about the “better safe than sorry” thing, especially with a car that’s, let’s just say, not exactly a beater. I’m still pr...

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RE: How do they actually decide when a car is “totaled”?

I tried showing the adjuster all my oil change receipts and even a pic of the car after I detailed it, but yeah, didn’t really move the needle. It’s w...

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RE: How do they actually decide when a car is “totaled”?

Yeah, I totally get the hesitation. My uncle once bought a car with a salvage title because it “just needed a new bumper,” but then he found out the a...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

Not gonna lie, I kinda get where you’re coming from with the “just happy to not get gouged” thing, but I’m not sure I buy that loyalty’s even worth it...

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RE: How do they actually decide when a car is “totaled”?

That’s wild, but honestly, I’ve seen something similar with my old Civic after a fender bender. The first estimate was sky-high, but once my dad start...

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RE: Insurance renewal hikes caught me off guard

I totally get what you mean about old tickets sticking around. I got my first ticket two years ago—just a rolling stop, nothing wild—and I swear it’s ...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

That’s exactly what I was thinking. My uncle’s old Mustang got swiped a few years back, and the cameras only helped after the fact—by then, the car wa...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I've never had a classic or custom car myself (still rocking my hand-me-down Civic from high school, lol), but this conversation reminds me of somethi...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

I get what you're saying, but honestly, sometimes those military discounts really do come through. My cousin's in the Navy, and when he was shopping a...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Funny you mention those coupon organizers. My dad swears by them for literally everything—receipts, manuals, even random warranty cards he probably ne...

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