Yeah, electronic proof is technically fine, but honestly, relying solely on your phone is asking for trouble. I've seen plenty of cases where someone'...

Documentation definitely smooths things out, but honestly, knowing exactly what's covered beforehand saves even more headaches. A lot of vintage car p...

Yeah, I've been on both sides of this. Had my own dashcam claim once, and even knowing exactly what they needed didn't speed things up much. Sometimes...

Hagerty's pretty picky, yeah. Unless your Accord is suddenly a "classic" (no offense to Accords, I drive one too), you're probably outta luck there. A...

Exactly. Seen it plenty of times—perfectly maintained classics still end up stranded. As an insurance guy, trust me: hoses and belts are cheap, roadsi...

Definitely true. Telematics data alone doesn't always give the full picture. I've seen drivers penalized for braking habits that were actually safer g...

Yeah, I've heard that complaint a lot from clients. Those apps can definitely make you hyper-aware, sometimes to the point of distraction. But honestl...

Good points here, especially about coverage confusion. I've had more than a few clients surprised by what's NOT covered when it comes to EV assistance...

Had a similar issue with my old VW bus—thought I was being smart using thick blankets under the mats, but they just trapped moisture and made things w...

Yeah, insurers do revisit categories occasionally, but it's usually driven by claim data rather than customer confusion. Honestly, some of these disti...

DIY can be fine for minor stuff, sure, but I've seen plenty of cases where folks underestimated damage and ended up with rust or paint issues later. S...