Deductibles and premiums—what's the real deal? That Chevelle sounds like a beauty. I totally get the “sleep easier” part—had a client once with a ’68...

Definitely seen that play out. Once had a guy call in about a shopping cart ding—barely a mark—and the adjuster treated it like a full-on collision. M...

Funny you mention that... reminds me of a client I had last year. She kept hearing this faint clicking noise from under the hood, but it was so subtle...

Had a similar wake-up call myself last winter. Thought I was being clever by relying solely on roadside assistance through my insurance—figured, hey, ...

Interesting points about mileage flexibility—I hadn't really considered that angle before. I've mostly dealt with State Farm myself, and your experien...

Haha, your Benz story reminds me of a client who had this beautiful vintage Mustang. He thought he was all set until he realized the mileage cap was w...

I get where you're coming from, but honestly, pedal feel alone can make a bigger difference than you'd think. A buddy of mine swapped drums for discs ...

You're right to wonder about that—insurance companies can be surprisingly different in how strictly they enforce these clauses. I've seen cases where ...

Yeah, heat shrink tubing has saved me more times than I'd like to admit. I remember one trip, years ago, driving through this crazy downpour somewhere...

Mid-range deductibles do seem to hit that sweet spot for most folks. I remember when I first got my own policy, I went super low on the deductible thi...

Fair enough, but I've seen cases where someone waited a couple days and still had no issues with their PIP claim. Sure, insurance companies can be pic...