I’ve seen that happen a lot. Personally, I usually stick with my own policy too, but after one headache over a cracked windshield (not even my fault e...

Makes sense—lots of folks don’t realize how much they can save by tweaking the deductible if their claim history is clean. Out of curiosity, did you l...

Honestly, you nailed a lot of it. I’ve seen people get frustrated with both options, but the “checkbox” feeling with insurance roadside is real. Most ...

Yeah, that’s the kicker—those “it’ll never happen to me” moments have a way of showing up right when you least expect it. I’ve seen people drop comp t...

Yeah, it’s wild how inconsistent it is. Some stores are super strict—like, “Sorry, can’t do both, policy!”—while others just scan everything and move ...

I get where you’re coming from. The mileage cap can feel restrictive if you’re the type to just hop in and go, but for a lot of folks, the savings are...

It’s true—Ohio insurers can be all over the map on rate hikes after an accident. I’ve seen some bump folks 30% or more after a single at-fault claim, ...

Yeah, the “Period 1” confusion is real. That’s when you’re logged in but haven’t accepted a ride yet, and coverage is usually just liability—no collis...

Honestly, you’re doing it right by getting a few quotes and not just jumping at the first “decent” one. People are often surprised how much rates can ...

Yeah, that's pretty spot-on. Adjusters usually rely on standardized software that pulls from databases, and honestly, those numbers can lag behind rea...

Yeah, vent mounts can be hit or miss, especially on rough terrain or extreme weather. Dash mounts are usually more stable—good call switching over. I'...

I've worked in insurance for a while now, and you're pretty spot-on. Companies generally don't care about winter tires or minor safety tweaks—those ar...

Good points about checking the fine print on bundled deals—coverage details can definitely slip under the radar. I've seen folks jump at a lower premi...