apollow37
apollow37
@apollow37
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Topics: 0 / Replies: 8
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RE: Classic car insurance and the annual mileage cap—worth it?

I get where you’re coming from. The mileage cap can feel restrictive if you’re the type to just hop in and go, but for a lot of folks, the savings are...

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RE: is accident forgiveness really worth it in Ohio?

It’s true—Ohio insurers can be all over the map on rate hikes after an accident. I’ve seen some bump folks 30% or more after a single at-fault claim, ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, the “Period 1” confusion is real. That’s when you’re logged in but haven’t accepted a ride yet, and coverage is usually just liability—no collis...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

Honestly, you’re doing it right by getting a few quotes and not just jumping at the first “decent” one. People are often surprised how much rates can ...

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RE: Insurance paid way less than what it cost me to replace my roof

Yeah, that's pretty spot-on. Adjusters usually rely on standardized software that pulls from databases, and honestly, those numbers can lag behind rea...

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RE: My insurance nightmare in Rhode Island traffic court

Yeah, vent mounts can be hit or miss, especially on rough terrain or extreme weather. Dash mounts are usually more stable—good call switching over. I'...

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RE: Confused about insurance rules in South Dakota—help me figure this out

I've worked in insurance for a while now, and you're pretty spot-on. Companies generally don't care about winter tires or minor safety tweaks—those ar...

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RE: Is Combining Home and Car Insurance Really Worth the Hype?

Good points about checking the fine print on bundled deals—coverage details can definitely slip under the radar. I've seen folks jump at a lower premi...

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