- Seriously, it’s wild how fast those “extras” add up. - I’ve seen folks surprised by roadside or glass coverage fees—stuff they thought was standar...
- Mileage is a big deal for us, honestly. - Lower miles usually means less risk, so you might get a better rate. - I once had a client who drove maybe...
- Totally get where you're coming from—I've seen this happen a lot. - Most policies just say "comparable transportation," but that's super vague. ...
Honestly, most people don’t realize how much weird stuff is actually covered under comprehensive—rodents, hail, even random falling objects. I always ...
Free coffee or movie tickets sound nice at first, but I’ve seen how those perks can distract from what actually matters—like the premium you’re paying...
Honestly, I get the “overkill” argument, but I’ve seen folks with great health insurance still get stuck with weird bills after a car accident. Someti...
Yeah, that five-mile thing is sneaky. I’ve seen it surprise people who assumed “towing included” meant anywhere they wanted. Some policies only cover ...
I get where you’re coming from. I had a client last winter who thought the same—low miles, high deductible, no big deal. Then a moose ran out in front...
Honestly, I’ve seen both sides mess up SR-22 filings—local or online, nobody’s immune to a paperwork fumble. I get why you double-check everything; th...
You’re not wrong—police reports make life easier for everyone. But I’ll play devil’s advocate for a sec: - Sometimes cops won’t even come out for min...
Totally get your point about the unpredictability factor—no course can cover every curveball life throws at you. But it's interesting you mention the ...
I've actually tried practicing in my driveway once or twice—honestly, it did help a bit with confidence. But yeah, nothing really prepares you for the...
From what I've seen working with clients: - Most trackers don't really "learn" your habits or adapt—they stick pretty strictly to their preset criter...
Fair points, sensors definitely catch stuff we might overlook. But I'm curious—doesn't reporting even minor bumps sometimes raise your premiums? I've ...
Definitely agree with you there—digital cards are handy, but relying solely on tech can backfire. A lot of my clients have had similar experiences, es...