apollor40
apollor40
@apollor40
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Topics: 0 / Replies: 15
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RE: Saving a few bucks on insuring your vintage ride

This is painfully accurate. I swear, the only thing my insurer cares about is whether my alarm system could win a Nobel Prize for security. I once fax...

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RE: Car insurance in Wyoming: who actually treats you right?

Car insurance in Wyoming: who actually treats you right? You’re not kidding about those trackers being clueless. I had mine ding me for “hard acceler...

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RE: Do you really need extra insurance for a rental in Montana?

I’ve actually tried to use my credit card’s rental coverage once after a fender bender—let’s just say it was about as smooth as driving through a Mont...

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RE: Why California’s minimum car insurance might not be enough

Had to laugh reading this—reminds me of my old ‘98 Corolla. I used to joke that if someone hit me, the insurance payout would barely cover a tank of g...

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RE: Cutting my car insurance bill in half—didn’t think it was possible here

Ever notice how the “actual cash value” is never what you’d brag about to your friends? I swear, my last car got valued at less than my old mountain b...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

I hear you on the glove box clutter—mine’s basically a time capsule of expired cards and fast food napkins. But I did get pulled over once when my pho...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Legal stuff might be “done on paper,” but I dunno—sometimes that’s the part that sticks for me. Like, a dent in your bumper is funny, but a fraud char...

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RE: is accident forgiveness really worth it in Ohio?

I keep circling back to this too, especially when I see that “accident forgiveness” line on my renewal. My car’s old enough to vote, so I’m not exactl...

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RE: How I managed to stack discounts for military student drivers

Right? Those sneaky little fees are like the socks that disappear in the wash—never see 'em coming until it’s too late. Ever notice how every renewal ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Man, I hear you—insurance feels like it’s got more loopholes than a bowl of spaghetti. I used to roll my eyes at the extra coverage too, but after see...

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RE: Why Is PIP Mandatory In Some States But Not Others?

Why Is PIP Mandatory In Some States But Not Others? Man, I used to roll my eyes at PIP too—felt like just another line item on the bill. But after my...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Man, you nailed it with this: I swear, my old truck’s got more “character marks” than a used hockey puck. Every time I file a claim, it feels like I ...

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RE: Confused about Illinois car insurance rules—anyone else?

Man, I feel this. My “loyalty discount” is basically a pat on the back and a reminder my rates could be worse. Ever tried those telematics gadgets? I ...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR? Isn’t there a difference between a car that’s just chilling for a bit and one that’s basically...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Man, parking lots are basically obstacle courses, right? I swear, every time I think I’ve got my deductible thing figured out, someone opens their doo...

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