I hear you on the emergency fund angle—makes sense. But honestly, I lean toward a higher deductible myself. My logic is, if I'm careful and lucky enou...

From my experience, insurers usually just ask for mileage updates at renewal. But if you have a claim, especially a big one, they might check your odo...

Couldn't agree more with the escalation tip. I mean, detailed notes and documentation are great in theory, but when you're stuck on hold for the third...

Blocking everything definitely feels like overkill. At my workplace, they took a more relaxed approach—basically said, "use common sense." Most people...

Local agents can definitely surprise you sometimes—I switched from a big national company last year and saved a decent chunk. Plus, when I had an issu...