Car insurance discussions and local services.
anthony_leaf
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RE: full coverage vs liability only - what do lenders really want?
“Full coverage” isn’t a standardized policy term, so it doesn’t specify exactly what a lender requires. Loan agreements commonly require both collision and comprehensive coverage, and may set conditions such as maximum d...
RE: Is it worth paying extra for full car coverage in VA?
Honestly, I get where you’re coming from - those premiums can feel like a lot, especially if you’ve never had a major claim. But in places like VA, with all the deer and unpredictable weather, it’s not just paranoia. I’v...
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
Honestly, the discounts for good grades and driver’s ed can feel pretty underwhelming, especially in Hawaii where rates are just high across the board. But I’d still say bundling with your parents usually beats going sol...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Letting friends drive your car in MN: better to add them or rely on permissive use? Permissive use usually covers you if a friend borrows your car, but it’s not always as simple as it sounds. Some policies have sneaky e...
RE: How is ACV not just a fancy way to pay us less?
It’s tough seeing stories like yours, especially when you’ve put so much into a classic like that Chevelle. I get where you’re coming from - ACV (actual cash value) can feel like a raw deal, especially if you’ve invested...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
Honestly, I hear this kind of story more than you’d think. People grumble about paying for UM coverage until they actually need it - then suddenly it’s the best thing since sliced bread. Nebraska’s law can seem a bit muc...