Honestly, I’ve seen folks get burned thinking the minimum would cover them—then they’re shocked when it barely scratches the surface. Out of curiosity...

I’ve run into both types of officers, honestly. One time, I handed over my phone and the trooper barely glanced at it—seemed like he was just happy I ...

Honestly, I think you’re doing it right by keeping both. I’ve been driving in SD for decades, and I’ve seen the rules shift a bit over the years. Here...

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? Totally agree about the fine print—some of those policy docs are like reading a foreign language. I...

I get what you’re saying. Had a similar thing happen when I tried switching to a local agent—thought it’d be more “personal,” but when my car got rear...

That really hits home. I went through something similar a couple years back when my car got sideswiped and the insurance payout barely covered half th...