animator65
@animator65
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RE: Why is figuring out how much car insurance you ACTUALLY need so confusing?

I thought “comprehensive” meant like, everything was covered—turns out, not even close. When I got my first quote, the agent started throwing out term...

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RE: Insurance tips for my vintage ride needed

I was literally just reading about the “agreed value” vs. “stated value” thing last night and my brain nearly short-circuited. I thought as long as I ...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I’ve been wondering if I’m just cursed with weird luck or if AAA’s just not what people hype it up to be anymore. Signed up for the first time this ye...

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RE: What to do when you’re stranded on Idaho highways: my step-by-step plan

I bought one of those hand-crank chargers thinking I was being all survivalist, but after five minutes of cranking, my phone battery went up like... 2...

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RE: Insurance paid way less than what it cost me to replace my roof

Replacement cost vs. actual cash value totally confused me too. I’m just getting my first policy and the agent tried to explain it, but honestly, I th...

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RE: Deductibles and premiums—what's the real deal?

I'm new to all this insurance stuff, and honestly, it feels like picking between "pay now" or "maybe pay a lot later." Kinda like choosing whether to ...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Haha, I feel this! I just got my first insurance policy a few months ago, and the whole driving monitor thing had me paranoid every time I hit the gas...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I get the frustration with AAA, especially out in the boonies. But honestly, insurer roadside isn't always the golden ticket either. I just signed up ...

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RE: Insurance tips for my vintage ride needed

Haha, your Volvo sounds exactly like my old Beetle—brakes were more decorative than functional. I tried one of those insurance apps too, and at first,...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Yeah, adrenaline's sneaky like that. I remember once tripping over my own feet (don't judge, sidewalks hate me) and felt totally fine until two days l...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Honestly, vehicle type mattered way more for me than driving history. I drive this old beater Jeep—pretty much held together with duct tape and hope—a...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Haha, duct tape on a radiator sounds exactly like something I'd try. I once zip-tied my bumper after a parking lot mishap—figured it'd hold for a week...

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RE: Finally figured out how car insurance works in no-fault states

Haha, yep, been there... hydroplaning is a ride nobody signed up for. Glad you're okay though. Honestly, mid-range tires are that perfect middle groun...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Bundling sounds great, but honestly, as someone just dipping my toes into insurance waters for the first time, all these terms make my head spin. ...

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RE: Tried temporary insurance coverage—worth it or waste of money?

Haha, wish I'd read this thread BEFORE I jumped into temporary insurance for the first time last month. I mean, it wasn't a disaster or anything, but ...

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