Honestly, I don’t even think the loyalty discounts are real half the time. Last renewal, mine went up by $200, and the “discount” was like $30. What’s...

Yeah, GasBuddy's usually okay, but have you noticed how often the prices get stale, especially in smaller towns or rural areas? I've ended up driving ...

Fair points, especially about the sneaky fine print—been there myself. But do you think bigger insurers are really that much better at handling claims...

Yeah, exactly—why can't we just customize coverage more? I mean, roadside assistance saved me once too, but do I really need all the other stuff bundl...

Defensive driving courses can help, sure, but honestly, the savings aren't always as impressive as they're made out to be. Took one myself a couple ye...

Yeah, dashcams can save you headaches, but honestly, does anyone really report a tiny bump with no visible damage? I mean, if there's literally nothin...

That's exactly what I was thinking—going above the adjuster can really make a difference. Adjusters are usually pretty rigid, like you said, because t...

I've wondered about silicone myself—seems like a quick fix, but does it really hold up under constant vibration and weather exposure? Had a buddy who ...

Yeah, insurers can be weirdly inconsistent with stuff like this. Maybe it's just luck of the draw? Glad you found one that's reasonable though... make...

Yeah, mileage discounts are pretty overrated in my experience too. Tried the same thing when I switched to remote, figured I'd save a chunk—nope, bare...

Yeah, learned that the hard way myself. Anyone ever had luck insuring specific upgrades separately? Wondering if that's even worth the hassle or just ...