I get your point, but honestly, insurers can dig around even without a claim. I've seen cases where they randomly audit policies or notice something o...

Totally agree about keeping an eye on renewal notices—companies love slipping in those sneaky little changes. I've seen clients get blindsided by subt...

Yeah, persistence can definitely pay off sometimes, but as someone who's dealt with insurance companies for years, I'd say it's more about knowing exa...

Higher deductibles can make sense, but honestly, I've seen people regret it when they're suddenly hit with repairs they can't afford. It's smart to cr...