I hear you on the peace of mind thing. I’ve seen folks who are super prepared still end up in a jam—sometimes it’s just bad timing or weird luck, like...

I get where you’re coming from, but I’ve seen a lot of folks actually come out ahead with higher deductibles—if they’re the type who rarely file claim...

Yeah, I’ve seen folks get frustrated about this too. There was this one time a guy came in convinced his battery dying was a “sudden loss,” like it sh...

Honestly, I’ve seen it go both ways here in Ohio. Sometimes after a fender bender, folks are surprised their rates barely budge, especially if they’ve...

Yeah, you're pretty spot-on about insurers varying a lot. From what I've seen, most companies treating EV battery claims tend to lean heavily on the m...

Haha, yeah, sometimes the old-school way is still best. I've found those price-checker sites helpful as a starting point, but they're definitely not f...

Yeah, EV batteries are still a bit of a gray area for insurers. Usually, standard auto policies cover sudden accidental damage—like if you hit debris ...

I get what you're saying about experience and common sense, but honestly, you'd be surprised how often those little defensive driving tips pop into yo...

Haha, exactly this. I've seen plenty of these apps flagging totally normal driving habits as "risky behavior." Like, braking slightly harder at a yell...