That “premium” label is always fuzzy. I’ve seen clients shocked when their crossover gets flagged as luxury. From what I’ve seen, insurance roadside c...

Yeah, those “little” upgrades can actually make a dent, but I’m always a bit skeptical about how much they really shift the needle. Sometimes it feels...

I get where you’re coming from, but I’ve seen cases where a “no mark” bump turned into a cracked sensor or hidden damage. It’s rare, sure, but not imp...

Local agents definitely have their perks, especially if you value someone handling the paperwork and headaches for you. But here’s the thing—online co...

It really does feel like cars get singled out more than other stuff. I’ve seen yards with half-collapsed sheds or piles of scrap sitting for years, bu...

I get why you’d double up—tech always picks the worst time to glitch. In South Dakota, digital proof is legal, but not every officer is thrilled about...

Honestly, I hear that a lot, and I get it—snapping a million pics feels overkill. But here’s the thing: photos are easier for adjusters to zoom in on ...

That’s a fair take, but I’ve seen a few cases where the spike wasn’t quite as brutal—depends a lot on the carrier and how long ago the DUI happened. S...

Yeah, that's pretty much spot-on. I've seen folks swear by premium gas, but honestly, unless your manual specifically calls for it, you're probably ju...

I get where you're coming from. Insurers definitely tend to be cautious with performance cars, but telematics can actually help offset that if you dri...

I've been skeptical about the GPS pinpointing thing too, honestly. In theory it sounds great, but in practice, especially out near Ozark or the Ouachi...

I get the hesitation about overly strict rules... at my last job, management tried blocking all social media and personal email sites. It didn't exact...

Yeah, insurance can get pretty quirky with deer incidents. Usually, collision is when you're moving and hit something, comprehensive covers when somet...