You're spot on about insurers being wary of repeat DUIs—it's definitely rough at first. But from experience, after about 3-5 years of clean driving, r...

True, dashcams aren't the first thing I'd recommend either, but I've seen firsthand how helpful they can be. A client of mine once got sideswiped at a...

You're definitely not playing it too safe—mid-range deductibles are popular for a reason. It's all about balancing risk tolerance and financial comfor...