Yeah, it’s brutal. I drive a BMW and my premium shot up too, even though I baby that thing. Between the hail, floods, and folks treating stop signs li...
Honestly, I’ve never trusted “full coverage” to mean much, especially with anything outside factory spec. Had a similar issue with my M5—dealer-instal...
Honestly, I’ve been burned by those “included” roadside services before. My car warranty covered a tow—except it only took me to the nearest dealer, n...
Honestly, I’ve never bothered with accident forgiveness. I drive a high-end car, keep it spotless, and I’m not about to pay extra for something I migh...
Honestly, once you’ve got a couple marks on your record, most companies just see dollar signs. I drive a high-end car and even with all the “bundling”...
Honestly, those trackers are a joke out here. I drive a Mercedes and the system dings me for “hard braking” every time a deer jumps out or a combine p...
I get where you’re coming from. Honestly, I’ve got a pretty pricey ride and I still just stick to the basics most of the time. No point stressing over...
Tried that once. Saved like $40 a year—barely covered my coffee habit. Honestly, if you drive anything with a higher sticker price, they barely blink ...
Yeah, those trackers are a double-edged sword. I get why the insurance companies love them, but honestly, I find myself driving like I’ve got a cop in...
Honestly, I get where you’re coming from, but sometimes pushing back doesn’t do much when you’ve got higher-end cars. I’ve had agents flat-out say “th...
Insurance is pretty much useless for battery failures unless it’s caused by an accident or something external. Mechanical breakdowns? That’s on the wa...
Insurance stepping in for battery issues without an accident isn't common, sure—but it's not impossible either. Had a battery problem with my Tesla la...
Yeah, AAA's definitely shifted gears over the years. I dropped them a while back—felt like I was paying for perks I'd never touch. Switched to a speci...
Agree, location's a big deal, but from experience, the car itself matters just as much. I've always kept my driving record spotless, but when I switch...
Yeah, gotta agree with you there. I tried the plug-in tracker briefly and couldn't stand having that thing sticking out of my dash—felt like clutter i...