Had a coworker with a Mustang who swore his rates jumped way more after a minor speeding ticket compared to mine in a Civic. Maybe insurers really do ...

Had something similar happen to me. After a speeding ticket, my insurer bumped me into the "high-risk" category. I asked about defensive driving cours...

Yeah, you're spot-on about keeping a printed backup. Digital proof is convenient, but relying on it completely feels risky—especially if your phone di...

Honestly, I'd skip the commissioner route unless you're ready for a lot of waiting and paperwork. Tried it once, felt like talking to a wall. You migh...

Yeah, agreed. I went solo right away because I thought it'd help me build credit or something... didn't really make much difference in the end. One th...