Exactly. Ever tried explaining to your kids why you can't drive to their friend's cabin because of mileage limits? Not fun, trust me. State Farm tends...

Do you guys actually find those apps worth the trouble? I've tried a couple of them, but honestly, half the time the prices were off by enough to anno...

Dashcams are helpful, sure, but do insurers really weigh police reports and witness statements equally when there's clear video evidence? Had a buddy ...

Is shopping around really the best solution here, though? Sure, you might find a company that's more lenient about minor tickets or temporary drivers,...

Yeah, totally agree with this. Last year my battery died when I was visiting family out in the sticks, and AAA took like two hours to show up. In town...

Have you checked if those smaller insurers have decent roadside assistance coverage? I agree they're usually more flexible, but sometimes their add-on...

Do you drive daily in heavy traffic or mostly stick to quieter roads? If you're regularly dealing with Columbus rush hour, accident forgiveness could ...

Five days is actually pretty quick compared to what happened to me. Mine dragged on for almost two weeks—bank kept saying they needed to "investigate ...

Yeah, comprehensive usually covers all that random stuff—hail, branches, vandalism, even theft. Animal collisions are definitely a biggie around here,...