alex_storm
alex_storm
@alex_storm
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Topics: 1 / Replies: 14
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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Adding someone under 25 to a policy almost always bumps the premium, but I’ve never had an insurer flat-out refuse. Usually it’s just sticker shock an...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Ain’t that the truth. I’ve seen folks leave after a rough claim and wind up just as frustrated with the next place. It really can feel like a coin tos...

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RE: Do you really need extra insurance for a rental in Montana?

I hear you on the paperwork headaches—nobody wants to be stuck arguing with a credit card company over coverage. But honestly, I’ve seen a lot of folk...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Yeah, I’ve seen people show up with a shoebox full of receipts and random phone pics, and honestly, that’s usually what saves them the headache later....

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RE: Finding decent car insurance in Delaware without losing your mind

Getting straight answers about “aftermarket parts” is like pulling teeth, honestly. I’ve worked with a bunch of companies, and you’re right—every agen...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

I get where you're coming from—those sensors can be a pain when they act up. But I’ve seen the flip side too. Had a client last year whose driver avoi...

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RE: is accident forgiveness really worth it in Ohio?

Title: Is Accident Forgiveness Really Worth It In Ohio? Honestly, I’ve seen both sides of this. Had a client a couple years back who rear-ended som...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Honestly, I’ve seen both sides too. Sometimes the local folks are quicker just because you can nudge them a bit, but it really depends on how fast the...

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RE: Insurance paid way less than what it cost me to replace my roof

Honestly, I’ve seen folks do exactly that—raise the deductible, stash the difference, and cross their fingers. Sometimes it works out, sometimes not. ...

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RE: Are those price-checker sites actually reliable?

Totally get where you're coming from. Those price-checker sites can be handy, but they're definitely not bulletproof. A couple years back, I was plann...

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RE: lent my car to a friend, insurance got messy real quick

I get the privacy concerns, but honestly, I've seen those mileage trackers save people a decent chunk of change. Had a client once who was super hesit...

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RE: quick heads-up on Arkansas auto insurance basics

Fair points there. Reminds me of a client I had last year—a younger driver who thought skipping comprehensive coverage would save him money. Worked fi...

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RE: Quick Tips for When Your EV Leaves You Stranded

Haha, been there with the chocolate mess myself... never again. Learned my lesson after a roadside meltdown in July heat. Now it's strictly granola ba...

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RE: Stuck on the Side of the Road in Utah? Here's What I Usually Do

Good call on the spare tire pressure—learned that one the hard way myself. Also, about roadside assistance: some insurers offer it dirt cheap as an ad...

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