- Totally agree, the “loss of use” thing is a sneaky one—most people don’t realize their credit card might not cover it. - I’ve run into that paperw...
- Totally agree, running the numbers both ways is smart. - Noticed in Hawaii, some insurers seem to really hammer the rate if the teen’s had a ticke...
- Totally get what you mean about telematics not really meshing with Alaska driving. I tried one of those apps last winter and it dinged me for “late ...
Seriously, it’s wild. Quick breakdown from way too many cross-country trips and a few “incidents”: - “Full coverage” just means you’ve got collision ...
Honestly, I get the temptation to just roll the dice and not list your teen, especially with how much rates spike. But from what I’ve seen (and I’ve b...
Yeah, it’s a total toss-up depending on where you are. I’ve had a trooper in Nebraska just shrug at my phone and say, “Paper only,” but then a city co...
Yeah, that’s the kicker—doesn’t matter if it’s black ice or a moose in the headlights, it still counts against you. I’ve switched between two “Wyoming...
Title: Mileage-based car insurance: who’s using it and which company do you like? - Totally get where you’re coming from on the photo logs. I’ve had ...
- Mileage caps can be a pain, especially if you’re hitting a bunch of shows or just want to take the long way home. - Most classic policies I’ve seen ...
Yeah, you nailed it—Houston’s flood risk is a big deal for insurers, but there’s more to it: - Traffic density is higher in Houston, so more accident...
- Been there. It’s like spinning a prize wheel—sometimes you hit the jackpot, sometimes it’s just “sorry, try again.” - Most sites don’t let you stack...
AAA VS INSURANCE ROADSIDE: MY TAKE AFTER TOO MANY BREAKDOWNS - I’ve had my fair share of roadside “adventures” (read: sitting on the shoulder in the ...
Had the same “comparable vehicle” issue after a deer wreck sidelined my Outback last fall. Rental company handed me keys to a sedan, and I just stared...
I get where you’re coming from, but I’ve actually had the opposite experience with online SR-22s. Here’s my take: - Online companies can be a lifesav...
- Not sure I totally agree that documentation always makes a big difference. I kept every receipt, photo, and even had a drone video of my roof before...