Car insurance discussions and local services.
adventure987
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Topics and replies this member has contributed.
RE: anyone else annoyed by SC's new insurance rules?
The roadside-assistance limit may be worth checking one level deeper: does it apply per vehicle, per driver, or per policy? If several household members are covered under one policy, those “allowed” service calls might b...
RE: When The Other Driver Has No Insurance And Dings Your Car
Man, parking lots are a gamble every single time. I used to think if I parked way out at the edge, I'd be safe, but nope - someone always manages to park right next to me and swing their door wide open. It's like they ha...
RE: Running out of gas and waiting forever for help
Yeah, my car starts nagging me when I’ve got like 60 miles left, which always feels a bit over the top. I guess it’s better than nothing, but it does make me wonder how much “empty” is actually left. I’ve never actually ...
RE: is accident forgiveness really worth it in Ohio?
Yeah, I hear you on the rate hikes. My cousin had a similar thing happen in Columbus - one little rear-end at a stoplight and his insurance shot up for the next couple years. Accident forgiveness would’ve softened the bl...
RE: Car insurance in Wyoming: who actually treats you right?
I get what you’re saying about State Farm, but honestly, I had a totally different experience with them a few years back. My claim dragged on for almost a month because the adjuster kept changing, and nobody seemed to kn...
RE: Confused about insurance rules in South Dakota - help me figure this out
Honestly, I get the peace of mind with paper copies, but I’ve actually had better luck with digital proof lately. Maybe I’ve just run into tech-friendly officers, but they seemed to prefer pulling up the info right there...
RE: Deductibles and premiums - what's the real deal?
Totally agree with this - it's a balancing act. I tried the high deductible route too, and it felt great saving monthly at first...until I had to fork out $900 for a cracked windshield. Like you said, Learned that one t...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
Yeah, defensive driving courses can help, but honestly, the tracking devices aren't always as creepy as people make them out to be. I used one for a few months, and it mostly just checked speed and braking habits - no bi...
RE: Ever had to deal with car insurance claims in SD? Quick poll
Had a similar thing happen when my Civic got rear-ended. Adjuster was in and out in record time, barely even checked the trunk alignment. Sure enough, couple weeks later I notice water leaking in whenever it rains...turn...
RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?
Yeah, insurers can be stubborn for sure. Dashcams seem like a lifesaver in these situations. Wonder if anyone's had luck disputing a risky driver label without video evidence - just witness statements or police reports?