Dashcams are definitely handy, but do you think insurers are really just "loving hoops," or is it more about fraud prevention? I mean, yeah, it's anno...

Yeah, insurers can be oddly picky about minor mods. Did your buddy mention the lights upfront, or did they just notice after the accident? I've heard ...

Had a similar situation myself a couple months back—battery got lower than I'd planned, and the roadside tech who showed up had no clue about EV charg...

Yeah, good point about comfort levels. I've always wondered how much the type of car or driving habits factor into this decision, too. Like, if you're...

I've had mixed results negotiating directly. It really depends on your agent and how competitive the market is in your area. Doesn't hurt to ask thoug...

Good point about the notes—did you find your insurer took them seriously right away, or was there pushback? I had a similar situation last year where ...