adventure621
adventure621
@adventure621
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Topics: 0 / Replies: 12
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RE: How do they actually decide when a car is “totaled”?

I’ve seen people get partial value for aftermarket stuff, but it’s always a fight. One time, I had a client with custom rims and a sound system—he had...

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RE: How do they actually decide when a car is “totaled”?

That’s always the kicker, isn’t it? You pour time and money into a car, but unless you’ve got every upgrade documented and added to your policy, it’s ...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I’ve wondered about that too—whether it’s just more folks needing help or if there are actually fewer trucks on the road these days. It feels like eve...

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RE: Finding decent car insurance in Delaware without losing your mind

That’s wild—three different answers? I’ve seen policies where “comprehensive” covers a cracked windshield, but not side windows, which makes zero sens...

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RE: Roadside help added to my insurance—totally worth it?

I get the peace of mind angle, but have you checked if using your insurance’s roadside actually dings your claims history? Some companies treat it lik...

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RE: bumped someone's car lightly, no visible damage—should I report?

It’s funny, I’ve seen both sides—sometimes the adjuster is super thorough, other times it’s just a quick check and done. I wonder if it depends on the...

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RE: bumped someone's car lightly, no visible damage—should I report?

I totally get where you’re coming from—insurance can be a maze. Have you thought about whether the other driver might notice something later and file ...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Honestly, I’ve seen the same thing—people just assume “EV-specialized” means something extra, but it’s usually just a fancier name. Have you noticed h...

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RE: saving cash on insurance when you're young and broke

Honestly, I wrestle with this too. Like you said, It’s tricky because the “extras” can feel like a waste—until you actually need them. But on the fli...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Interesting point about luxury cars, and I totally get the hesitation to switch providers...but have you ever actually compared the coverage details s...

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RE: lent my car to a friend, insurance got messy real quick

Went through something similar recently and yeah, the wording on policies can be super confusing. I remember calling up my insurer to ask about lendin...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Good point about transparency—most folks I know would probably hesitate if it meant insurers tracking their every move. But maybe there's a middle gro...

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