Yeah, insurers can get pretty picky about older vehicles, especially once they hit that 15-20 year mark. Some carriers just flat out refuse to write l...

It really does feel like you need a law degree just to read through those policy docs, doesn’t it? The wear and tear exclusion trips up a lot of peopl...

That’s a good point—weather can be unpredictable, and the cost to replace a car after a big storm can spike fast. Out of curiosity, has anyone actuall...

You’re right that comprehensive policies usually handle things like rodent damage, but water intrusion is a trickier beast. If it’s sudden and acciden...

Honestly, you nailed it—roadside is one of those things you don’t appreciate until you actually need it. I always tell people to double-check the fine...

You’re definitely not imagining it—repair costs have shot up, especially with all the tech packed into newer cars. Even a small bump can mess with sen...

That’s actually reassuring to hear—sounds like you got a tech who was on top of things. I’ve noticed the wait times can be all over the place dependin...

I actually think keeping a paper copy is smart, not paranoid. I’ve seen people get stuck in a fender bender and their phone’s dead or too cold to work...

I've seen some slowdowns too, but from what I've gathered, it might be tied more to staffing shortages or local management rather than a nationwide de...

I've noticed some companies do handle claims faster, but it can vary even within the same company depending on your adjuster or local office. Have you...