Has anyone actually had a tracker save them money, though? I keep reading mixed things—some folks say it barely made a dent, others swear by it. I’m a...

I get what you mean about the “right person, right day” thing. It’s wild how much just who you talk to can change the answer. But I’m not totally sure...

DOES IT EVER MAKE SENSE TO PICK A REALLY LOW DEDUCTIBLE? I keep going back and forth on this. I get why you’d want to change your deductible after so...

That’s my biggest worry too. I haven’t had to pay them (yet, knock on wood), but I’ve read stories where someone’s insurance covered the damage but th...

Man, this is exactly what I’m worried about. I’m just starting to look at policies and it feels like there’s always a catch hiding in the “fine print”...

That’s actually super helpful to hear, thanks. I’ve been stressing about whether I need to document every little thing I change on my car—like, does a...